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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Bhav Ram Pandey 11 years 4 months ago

Use method of mumbai dabawal's method Or use pulse polio abhiyan method this two method make you success.

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Gaurav Kumar 11 years 4 months ago

Pradhan Mantri Dhan Jan Yojana Ke Antargat jo bhi A/C Open ho rahe hain us A/c par kuchh extra Intrest hona chahiye jisase aam adami ka paisa bank main save kar sake jab tak aam adami ko jyada byaj nahin milegi tab tak vah paisa bank main save nahin karega

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Sandeep Sharma 11 years 4 months ago

All subsidies of food and gas should be linked to the bank accounts mandatorily after confirmation of being Indian citizens. Let there be Internet Lab in the Primary schools for Kids with Private Government partnership and in the evening can run as internet cafe which should be free to Below poverty line people for regular irrigation inputs and DD news. an ATM and Bank can work in the same premises so that the educational institute can become the hub . Eve. classes for adults with skills.

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SARADH PRASAD 11 years 4 months ago

Great Plan, Zero balance account, but for ATM you have to pay 200 Rs per year and if there is charge for keeping ATM, why there is also charge for using it. Why there is limit on usage, how many of us have time stand in Q and withdraw money. And how many can the bank workers handle per day???. As a result many people are giving back ATM and closing A/C. PM takes action to increase number of Saving Account in India and RBI is doing the reverse, so who is in control.

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Prakash Gurba 11 years 4 months ago

In the second phase of PMJDY, Bank & adhar/PAN card officers/intermediaries should camp outside Rly stn, bus stand & daily wage worker hiring places to open A/C for workers,porters,Riksha drivers,etc. In the third phase students belonging to BPL should be offered incentives/scholarships proportionate to number of people they can enroll in PMJDY . In fourth phase make it mandatory to open PMJDY A/C for anyone with ID proof but not holding any other savings bank A/C. No end date pl.

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Mukesh Makhija 11 years 4 months ago

Look at the whole scheme from a poor person's point of view and helping him or her in life, will enable the people to restore faith in indian government, a beautiful scheme, which can help gov launch local skill development schemes and have a readymade demand , if the information is data mined and proper encouragement is provided for skill development of the poor.

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CA Debasish Banerjee 11 years 4 months ago

Opening of bank account for all citizen can be done mainly for people with less privileges by linking the Ration Card with one bank account number. Forms can be distributed from the ration shops with a few simple entries to be taken care by the banks linked to each ration shop. Incentives to ration shop person to take care of clerical expenses. Bank to get into the act by taking care of the initial paper work done at the ration shop. All government help to be paid on my through bank account.

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Kamlapati Pandey 11 years 4 months ago

BANKING KO PAARDARSI BANANE HETU BANK MANAGER JO KI KUCHH RICH LOGO KE HAATH ME HI KHEL RAHE HAI AUR UN LOGO KO HI LOAN AND ANYA SUVIDHAYE DE RAHE HAI KE KAAM KI NIYMIT JANCH HONI CHAHIYE.YE LOGO AMIR LOGO KO PMRY JAISI SUVIDHA 25000 RUPEES LE KE BAAT RAHE HAI.AUR GARIB LOGO KO BHAGA DE RAHE HAI.PM JEE KRIPA KARKE MERE CITY TANAKPUR KO IN BHARSHTA BANK MANAGER SE MUKTI DILAYE.TAAKI HUM BEROJGAAR LOGO KO BHI AVASAR MIL SAKE.AUR AAP KE DWARA DEE GAYEE YOJNA SAHI LOGO TAK PAHUCH SAKE.PLEASE.

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Sivan Sankaran 11 years 4 months ago

To bring all households under banking services is a very good idea and in this case the local administration and Banks must come forward.The three Panchayats,Municipality and corporation work in unision and approach the public by reaching their houses and teach them the necessity and advantages of opening a bank account.Kerala people more educated know very well the benefit of bank account and faclities by that.Most North Indian states are lagging behind and the people not fully knows benefits.

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Bharat Sanyal 11 years 4 months ago

Every household must have life insurance if they have a deposit. Insurance amount to be based on deposit amount. Deposited monies to be used for creating infrastructure/renewable energy/ - revenue generating to make this feasible. Overhaul entire banking. eg it takes minimum 10 phone calls from ICICI to even start the process of opening NRI accounts. State banks need to buy efficient smaller banks overseas and learn how they streamline operations.

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