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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
Mukesh Makhija
Mukesh Makhija 11 years 4 months ago
China imposes a small fee for all imigrants to register with local police station, this is a 5 minute procedure and cost should be kept at 20 rupees/- this will enable gov to keep track of the local people and if they do not have a account they can be approached by the local police to give them brochers and encoruage them to open accounts.
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Mukesh Makhija
Mukesh Makhija 11 years 4 months ago
Each person who opens under this Yojna,should also fill up his data and his work, gov should collect this data and help the police of that local area, to be aware of these people, who are mostly immigrants in cities, thus, we can have a more secure environment and if a robbery happens in that area, the police can access this information and contact surrounding neighbourhoods to help out, this will make cities more secure.
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Amit Prakash Gupta
Amit Prakash Gupta 11 years 4 months ago
Since Bank is not interested to open 0 balance a/c and they are making many kind of trouble to common people, therefore a/c opening work should be to some third party agency, and it should not be 0 balance a/c, people should contribute some amount as per their capacity/desire it may be Rs.100 or more but not 0 balance, it will be give sense of responsibility and it will also promote to use rupay debit card,
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Dr Satyendra Pal Singh
Dr Satyendra Pal Singh 11 years 4 months ago
The average time taken by banks in opening a/c under PMJDY and issuing passbook is 3- 4 days . This needs watch and reduce the time to maximum one hour . Strict instruction may be issued to branches to open a/cs within minimum time period , same day from filling up of farm to issuing passbook and ATM card . RBI should issue a schedule to all banks and made widely known to common people
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Mukesh Makhija
Mukesh Makhija 11 years 4 months ago
My servant was ignorant about the scheme, he went to the bank and he cannot even fill up a bank form etc... so there should be help counters, who educate these people at the banks, about what can be done, gov of india should take out booklets in all languages and distribute them to all people or ask the banks to distribute these leaflets, so that the IQ of these simple people can improve and they can learn the benefits of various things they can do in this scheme
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Gajanan Kodgirwar
Gajanan Kodgirwar 11 years 4 months ago
Last week I see people already having account came to bank and reopen new account please interlink those to PMJDY. Also this schemes must be completed by commerce graduation perusing student as a part of academic project so manpower load of bank would be decreased significantly. Also in every village and town their should be volunteer as customer executive to help poor and illiterate people not from bank to serve better to people. Thank you.
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victoria singh
victoria singh 11 years 4 months ago
People should be aware when they open an account that a zero balance account is likely to be closed down and they have to put money in but when local savings groups offer interest why will they? The government will have to put money into every account if it wants people to open one. A Rs2000 overdraft limit as with the Bhamasha Accounts in Rajasthan is seen as pointless as it has to be paid back. It is being sold to the illiterate as Do hazar walli and that is misleading.
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Anjani Srilaxmi
Anjani Srilaxmi 11 years 4 months ago
Many PMJDY a/c r opened. Transfer subsidies directly to this a/c. As it is a zero balance a/c they r not impressed. First get them to operate by direct subsidy transfer
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Gokulavan Jayaraman
Gokulavan Jayaraman 11 years 4 months ago
Most of the household in Urban areas are already having a bank account. If the Govt can seed the bank account to PMJDY it will be great, also those accounts linked with PMJDY can be mandatory made to RuPay card by the banking agencies.
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