About central KYC: all financial transaction records should be under only one KYC. One bank account should be mandatory in which income tax refunds are deposited, and that bank account, and CKYC no. of that bank must be considered as CKYC no., and it should be attached to all financial transactions like Shares, Bonds, Gold, Mutual funds, Life Insurance, Term Insurance, Medical Insurance, and purchases of property ,Land, vehicle with nomination mention compliance. Amd also all govt. subsidies Repeation of CKYC updation avoided it must be valid for 5years It is proposed that Long-term capital gains (LTCG) tax limit be increased to Rs. 5 lakh for withdrawals in a financial year.& exchange of equity mutual fund schemes within the same fund house should be tax-free. While transferring money through RTGS OR NEFT Receiver Name should be informed and conformed to Sender as most of frauds are done by this mode of transfer not by UPI

50L MARGINAL RELIEF Case A (Taxable Income ₹50,00,000): Total Tax = ₹11,23,200. Net Cash = ₹38,76,800. Case B (Taxable Income ₹51,61,100): Total Tax = ₹12,90,744. Net Cash = ₹38,70,356. ₹38,76,800 - ₹38,70,356 = ₹6,444 (Decreased). Case C (Taxable Income ₹51,71,100): Total Tax = ₹12,94,242. Net Cash = ₹38,76,858. YOU NEED ₹1,71,100 INCREMENT ONLY TO GET ₹58.

12L MARGINAL RELIEF Case A (Taxable Income ₹12,00,000): Total Tax = ₹0. Net Cash = ₹12,00,000. Case B (Taxable Income ₹12,70,500): Total Tax = ₹73,320. Net Cash = ₹11,97,180. ₹12,00,000 - ₹11,97,180 = ₹2,820 (Decreased). Case C (Taxable Income ₹12,74,000): Total Tax = ₹73,944. Net Cash = ₹12,000,56. YOU NEED ₹74,000 INCREMENT ONLY TO GET ₹56.

Dear Sir, For the sake of simplicity and to stop FAKE ITC in GST, reduce the GST rates by 50% and abolish ITC altogether. Believe me GST collections will increase by 10-20% in the very first year.

My thoughts about union government budget mam.

Special Package of bihar

The Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA) has been pivotal in providing livelihood security. However, the current model, which largely focuses on unskilled manual labor (such as earthworks, road clearing, and land preparation), is often criticized for low productivity and a lack of durable asset creation. This proposal suggests a paradigm shift: utilizing the MGNREGA workforce and funds to establish ward-level micro-enterprises. By converting unskilled labor into skilled production, we can generate tangible economic growth and self-relianceProposed Solution: The "Ward-Industrial Model"The core proposal is to transition the workforce from maintenance work to manufacturing and production. We propose establishing small-scale industrial units in every Panchayat WardEstablishment of Ward-Level UnitsEach ward within a Panchayat will identify a viable micro-industry based on local resources and market demand. Examples include:Food Processing: Pickles, spice

To The Honourable Finance Minister Smt. Nirmala Sitharaman Ministry of Finance Government of India Subject: Request for Special Scholarship for Single Parent Students Respected Madam, I kindly request the implementation of a Special Scholarship Scheme for Single Parent Students who have only one living parent due to the death of the other. Many middle-class students who do not belong to any reserved category face financial difficulties in continuing their education. This scholarship will help them complete their studies with dignity and support. I sincerely hope you will consider this proposal for the benefit of such deserving students. Thank you for your valuable time. Yours faithfully, Macherla Arun Mumbai

The purpose of this suggestion is to highlight and correct the structural financial stress faced by urban middle-income families under the New Tax Regime, even when accounting only for strictly unavoidable, bare-minimum expenses. For a typical 6-member household in metro and Tier-1 cities, essential costs of housing, education, food, healthcare, and utilities consume a disproportionate share of net income, leaving little capacity for savings, emergencies, or long-term stability. These figures are conservative, already stressed, and exclude all discretionary spending. This submission proposes targeted, sustainable reforms in Union Budget 2026—including education, healthcare, housing, and cost-of-living support—so that the New Tax Regime fairly reflects family responsibilities and urban cost realities, ensuring economic stability rather than welfare dependence.

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