The public sector bank policies are designed to uplift the poor people and every body should get the banking services. But the banks could not earn on the services. At the same time work pressure will be doubled. The staff are posted to the branches as per the business figures. In rural areas only so much of avenues are available to the banks. The rural people avail the loans in Rural branches and save their earnings in Urban branches. They hope that the loans will be waived after some time

All small & local banks shall be merge in SBI & force SBI to open their branches even in very small area with a very co operative staff team & with maximum technology & minimum employee with flexible policies foe customer, force the banks, customers & entrepreneur to use plastic money instead of cash notes. such localised & Govt banks have to strictly follow the rules & policies for big amount of finance to a person to save public money & earn their trust.

with Windows 7 or above which has for efficient recovery mechanism

help the local customers in getting bank services..eg I have seen people running around to fill a form as they are not able to do so due to lack of knowledge about banking terms. Banks should notify the customers about changes in rules through mass media. procedures for loans should be simplified so that customers will get loans in time. this step would reduce the dependence on money lenders. Frequent computer system failures is a waste of time. Either the system can be loaded with conti

Sir .. Banks should become a friend to the customer. public sector banks do not have enough personnel to handle the work and existing employees are overburdened with work which leads to low quality of work. recruitment process needed to speeded up to address this problem. Customer service is not friendly. here the officials on the whole need to work towards maintaining good customer relations. apart from these customer service professional from the locality so that he may be able to conti

PLEASE RESTRICT THEIR PRESS adventures. on 22 feb 2012,media had reports that, SBI led consortium will bailout the Kingfisher airlines, http://businesstoday.intoday.in/story/kingfisher-airlines-get-rs-1500-crore-sbi-lifeline/1/22611.html the very next day the SBI shares fell by almost 8% ( http://profit.ndtv.com/news/market/article-sensex-falls-283-points-sbi-plunges-8-298296 ), the govt of india must have lost billions of rupess the chairman later denied this, PLEASE FIX THE RESPONSIBILITY.

The bank board chairman etc are to be appointed having good ,honest people with high integrity with full knowledge of banking especially credit appraisal to analyze the big proposals . There should not be any political interference in respect of large borrwers/proposals for big advances. The huge NPas are the result of Corrupt officials /chairmen of banks . Strict monitoring of big advances is a must. The banks charging for using ATms should be withdrawn.There is no logic behind it.

Once there was not any ATM charges. But when people are habituated using ATM's , banks are steadily increasing and charging for ATM transactions. I feel this is cheating. Banks are earning lots and saving there man power expenses by installing ATM, then why this ATM charges?.

The executives in government sector banks specially in WB should rarely be give home state postings. Even non-executives in any 1 branch should not be more than 10%. This is reason for slackness and non customer oriented activities in WB and such other states. This will also stop localized corruption in the branches

It is with deep anguish and agony one finds year after year some banks and insurance companies which get ET/HT/TOI/BL/ dailies awards only because they sponsor their event/conference and not because of their actual performance/service; many PSB/PS Insurance companies adopt such unhealthy/illegal practice of sponsoring conference/seminar/event to get some best performer/best customer service/best HR Practices which does not reflect the true picture this is only to promote the bank top management