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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
vikash sharma
vikash sharma 11 years 3 months ago
Greetings to all, JDY is very good and healthy thought of our Prime Minister. On ground level it is not really helping to enhance reach of banking industry. As per govt announcement, A JDY account will get lots of benefit from govt. Which has not cleared that who will get benefit and how will they ?. Now situation has reach at their extreme and more then 50 % accounts are being opened by those who all are already using Banking. In clear words, Financial inclusion has not got success in true ma
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SUCHITRA RAGHAVACHARI
SUCHITRA RAGHAVACHARI 11 years 3 months ago
Sir, 1.JDY a/c should be tagged with Aadhar 2.All DBT schemes should operate via this a/c 3.The debit card provided along with the a/c should be accessible through rural bank branches & post-offices, where banks are not there - hence need to synchronise rural a/c's & postal savings. 4.The a/c can be synchronised to mobile phones to track payment. 5.Students should be provided one with their student loan a/c, 6.The card can act as a health card in rural areas 7.Have sensitisation camps / helpline
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Keerthivasan Viswanathan
Keerthivasan Viswanathan 11 years 3 months ago
Aadhar issuance is very limited in tamilnadu. Hence i would recommend that interim authentication be done using electoral rolls for an year and push local government to improve aadhar issuance.
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PattabiRaman Reddy
PattabiRaman Reddy 11 years 3 months ago
I am i a village when i about PMJDY to the people they ready to open a account but they have fear about bank proceeder and employees of bank. My idea is the bank should conduct a camp in each village to open account in pre announced date at least three times.
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Bharat Sharma
Bharat Sharma 11 years 3 months ago
सर पहले भी कंपनियां कानुन का हवला देकर मात्र ७८०/ रुपये पी एफ जमा कराते थे । अभी अक्टूबर जब नया संशोधन किया तब पुरा पी एफ मिलना शुरू हुआ है । कई अशासकीय कर्मचारी इससे लाभान्वित हुए एंव आपके निर्णय का स्वागत हुआ था , कि आपने सर्वहारा वर्ग का ध्यान रखा । कृपया पुन: विचार करें ।
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R SAI KIRAN
R SAI KIRAN 11 years 3 months ago
the local banks should conduct a survey whether the families of the locality have a bank account or not. if no, then the banks can open the accounts of the family in their branches. each bank should be assigned an area. for example, SBI should be assigned bandra of mumbai, Bank of Baroda should be assigned Andheri etc. this will also increase the customers of the banks. JAI HIND!!!!!
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Bharat Sharma
Bharat Sharma 11 years 3 months ago
Mr. Modi , PF par aap galat rah par jaa rage hai. 12% se 10% its not correct. You are going with business lobby which is not good. मोदी जी कंपनियां आपकी पाँलिसी का गलत इस्तेमाल कर कर्मचारी पर अत्याचार करती है । आपको यथास्थिती रखनी चाहिए ।यह निवेदन है ।
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LANKIREDDY MANIKANTA REDDY
LANKIREDDY MANIKANTA REDDY 11 years 3 months ago
to improve PMJDY ,introduce ATM's in villages. At least one ATM in each village for easy money access and every one interest to save their money in account.Finger print access should be done for each ATM for uneducated people
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PRAFULLA CHANDRA MUDI
PRAFULLA CHANDRA MUDI 11 years 3 months ago
PMJDY has been well received by our citizens and all the banks are also working hard to reach to each and every household . On having a look at the ground reality, however, the initiative by the Banks are not fully capable to cover all households in their area of operation as such data- bank is not available .It is also pertinent to be noted that there are certain misgivings on the coverage clause or parameters who are actually eligible to get coverage of PMDJY?Per family one person/each member
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