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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
parimal shah
parimal shah 11 years 4 months ago
- OTP authentication in vernaculars will make scheme accessible to masses in the interiors - All transactions via sms with OTP provided identity is verified by AADHAR-UID or PIN before sending OTP for any transaction - to prevent theft and cheating. - A nominal cash incentive to be offered via SMS and PIN based verification. - To minimize ghost recruitment check address, AADHAR, ration card, voter id card numbers.
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Abhinav Rakesh Chopra
Abhinav Rakesh Chopra 11 years 4 months ago
1. UID to be created by post office staff. 2. Post office bank to have uid account no.'s 3. Post office to be provided better funding & segregate PO bank as a sister concern. 4. Indian currency to be re-evaluated and exchanged for new plastic notes. 5. PO banks to issue eftpos card for free & debit card to have a fee of 10 rs per year. 6. Free payment gateway to be established, with no merchant account fee from PO bank. Low cost eftpos machines for all sme and vendors.
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Samarth Mohan
Samarth Mohan 11 years 4 months ago
I am an Architect from India and MBA from US. I was the president on a IT Hardware company for 11 years. I am creating the largest online radio for the Indian Community from Phoenix, Arizona. USA. We can help connect the NRI community and eventually motivate them to Invest in INDIA. More INDIAN companies, More INDIAN JOBS so that a motivated youth can help feed our FARMERS who are the BACKBONE of INDIA. Please listen to some of our podcasts. www.RadioGoogly.com
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vikas chaturvedi
vikas chaturvedi 11 years 4 months ago
All public dealing department should suggest for it by putting a stamp on their legal or dealing paper like prescription paper in hospital.
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MR PRINCE CHARMING
MR PRINCE CHARMING 11 years 4 months ago
WELL,WELL,WELL AND WELL FIRST I CONGRATULATE AND THANKS TO THE HON. MR. PM OF THE MODERN HINDUSTAN WITH HIS ALL THE MINISTRY GROUP FOR THE STARTING THE PRADHAN MANTRI JAN DHAN YOJANA SCHEME FOR THE NOT ONLY POOR FAMILY,MIDDLE FAMILY BUT ALSO FOR EVERYONE FOR THE REAL WELFARE AND MARYADA OF THE MODERN HINDUSTAN FOR ITS REAL PEOPLE FOR TODAY,TOMMORROW AND FOREVER.SO,I HOPE THAT THIS WOULD BE A REAL UNIVERSAL MARVELOUS SUCCESS.WITH GOOD REGARDS.GOD GRACE.THANKS.OK AND BY.TATHA ASTU AND VIJAY BHAWA.
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Deepak Tandel
Deepak Tandel 11 years 4 months ago
PMJDY current method discriminates between poor, middle class and rich people. Best practice is govt take initiative and proactively open inactive bank account in State Bank of India as suggested in my earlier suggestion.
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Deepak Tandel
Deepak Tandel 11 years 4 months ago
Transparency, accountability & tracking the fund would be easier if the accounts are under one domain i.e. one National instead of multiple national Bank so nobody can question past, present and future government otherwise it leads to scams.
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Deepak Tandel
Deepak Tandel 11 years 4 months ago
UPA created Aadhar with cash for vote in mind and sipend govt fund, If BJP govt does not want to mis-use it would have scrapped Aadhar by now
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Deepak Tandel
Deepak Tandel 11 years 4 months ago
What BJP Govt can do is use details on Voter ID as unique number and voter Name to create bank account, govt themselves could have opened Inactive Bank account in any one National Bank say State Bank of India of those who voted during 2014 Election in first phase. Send communication letter to voter requesting him/her to visit the bank with voter id along with letter received and get the bank account activated. Next phase target people who could not vote people between age group of 11~18 years.
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