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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)

Dhananjay Singh 11 years 1 week ago

We should take following action 1.All grampanchayat,Pulic station and Post office should be connected throuh PMJDY(All Banks should stablish a canopy at these places) 2.All Schools and teachers must inform students and call their parents for this Yogna.

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C V RAMA RAJU 11 years 1 week ago

1. Let Govt decide distribution of villages near by town where govt/private banks located so that concern banks are responsible to ensure atleast one account in each family and link aadhar card is must so that misuse and frauds can be avoided. 2. Aaadhar data to be used for access of banking so that rural people can utilise effectvely. 3. Telecom services to be penetrate for banking and but presently Department of Telecommunications is very sluggish, remove top bureaucrat and retain performe

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C V RAMA RAJU 11 years 1 week ago

1. under Digital India project every gram panchayat with digital connectivity possible CSS centre can help uneducated people for banking services for utility and other services like govt fees, school fees etc. 2 Encourage and mandatory payment to farners through cheque or online banking banking so that accounting will be easy and safe for carrying for rural people. 3. Let govt encourage all the companies/ state govt with CSS centre for services and bank account play major role and transperent

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C V RAMA RAJU 11 years 1 week ago

1. Mobile banking to be encouraged since banks are not available in rural. 2. Encourage Cash machine, online banking, ATM in 10 Kms radius and govt treat them as tax free social obligation and encourage incentives to bans at par industries. 3. Mobile applications in local language to be encouraged and banking to be easy with mobile no and OTP deliver on it. 4. mobile applications and utility services to be encouraged for rural and online transactions in govt offices to contain corruption eff

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SHANMUGANATHAN B Balasubramaniam 11 years 1 week ago

WHEN HOUSEHOLD LPG SUBSIDY BANK SUBSIDY, COMES INTO EFFECT, MANY NEW BANK A/cs UNDER PMJDY WILL BE OPENED AUTOMATICALLY. ( 1 ) FOR THOSE, WHO DO NOT REQUIRE COOKING GAS, PDS KEROSENE TO BE GIVEN ONLY WHEN BANK ACCOUNT PROOFS ARE GIVEN or ( 2 ) PDS KEROSENE SUBSIDY ALSO CAN BE GIVEN THROUGH BANK. ( 3 ) IN CASE OF, FIREWOOD, CHARCOAL, GOBAR-GAS, ELECTRIC, STEAM, etc. HOUSEHOLD USERS - BANK ACCOUNT PROOFS CAN BE INSISTED BY PDS AUTHORITIES WHILE BUYING RICE / WHEAT / SUGAR, etc. Thanks, Shanmuganathan.B / 98948-66843 COIMBATORE ( TN ).

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C V RAMA RAJU 11 years 1 week ago

1. penetration of ATMs is essential to use cards. Atleast one ATM around 10Kms radius after one year one ATM in 5Kms radius. 2. Discourage ATM charges atleast first ten in any bank afterwards charges is ok 3. Encourage ATMs in all the places and discourage more than two bank ATMs in one place so that optimise resources by means of regulations. 4. Optimise accounts and one account to family so that can optime and can have multiple cards as per the members in the list and remunerations for banking

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HARISH CHANDRA KACHHARA 11 years 1 week ago

I am a retired Bank Manager.Wish to suggest that,most of the people have already some account,in some bank.Only a less numbers are not having bank account. The existing bank account may not be in the name of head of family.Then his name may be added as co-account holder.It will serve the purpose.All banks be instructed to issue Rupe cards to all existing account holders,even if they have ATM cards.The number of Rupe cards will be the number of benificiaries for the scheme.

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C V RAMA RAJU 11 years 1 week ago

1. All the Government money transfers through bank account directly to beneficiaries. Before made available list of beneficiary to concern panchayat and on net. 2. Mandatory bank account transactions by cheque/onlin above ten thousands and encourage Internet banking without transction charges and mobile banking applications. 3. Since pakistan printing Indian notes and not able to control ban 500 and above notes and below are plastic notes with pool proof.4. Link aadhar and bank account must.

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DEBASHIS MAJUMDAR 11 years 1 week ago

1.ALL CONSTRUCTION LABOURERS ALL OVER INDIA SHOULD BE MADE CHEQUE PAYMENTS DURING WEEKLY WAGES .2. ALL HAWKERS SHOULD HAVE BANK ACCOUNTS 3. ALL HIZRAS (TRANSGENDERS) COMING TO COLLECT MONEY DURING BIRTH OF CHILD SHOULD BE MADE CHEQUE PAYMENTS.4. ALL SWEEPERS AND ATTENDANTS IN PRIVATE HOSPITALS SHOULD BE MADE CHEQUE PAYMENTS

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SHIVAPRASAD BHAT 11 years 1 week ago

Post offices must be made to act as mini banks with tie up with nationalised banks. Due to large scale penetration of mobile and internet now a days nobody write letters and will be a good opportunity for retarining reskilling postal staff.

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