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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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AKHAND PRATAP SINGH 11 years 1 week ago

there are so many people of india who was poor belong to the rural area and he does not know enough about the pradhan mantri jan dhan yojna and then he went to the bank,the bank workers misguide them like server down ,you come on saturday etc and the poor people disappointed about the behaviour of bank workers and does't open the bank account my suggestion is to govt organise the camp in rural area with the help of state govt and open the account of every poor people

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Arvind Singh 11 years 1 week ago

Dear Sir, Banks are not ready to open the account under jan dhan yojana. Reason banks are giving are 1. After getting the rupay card PIN number may not come. 2. Max 10000/- can be deposited at any time. 3. Account can not be exceeded above Rs. 50,000/- at any how. 4. The person should be under BPL category I personally faced this problem with IDBI bank parsudih. Please look in to this matter which may harm your ambition.

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Sagar Gupta 11 years 1 week ago

It is a v.v Good step for the development of the country but few private banks like ICICI bank in my area i.e. Meerut (U.P) is spoiling the scheme by not opening the accounts and if the person enrolled for the opening on the first day when the scheme was started the bank is not giving the a/c no and other necessities for the person i.e cheque book and debit card. Kindly look into the matter.. Thanks

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komal choithwani 11 years 1 week ago

No doubt very appreciable move bt we need to promote it on a vry gr8 extent 4 that 1. we can promote it in remote areas & villages by organizing events. 2. govt can collaborate with NGOs which r working 4 poor section to let them know what r d benefits of PMJDY 3. banks should take timely feedback from those who hav opened the bank a/c under PMJDY on the whole-not only govt but also general public should take part in it by informing & helping people to open a bank a/c & make them aware.

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Raj Rana 11 years 1 week ago

We in Urban areas can contribute easily by taking our maids to open their accounts in nearby banks. Even if visiting maids for small work, is persuaded to open the account they will do this happily and then can go to their villages back at the end of year to withdraw money.These petty workers usually end up with theft or loss of money some one or other way. Raj Rana

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Ankur Singh 11 years 1 week ago

It is a very good start for poor peoples but some of the banks in my city are creating problems to the poor peoples regarding their ID proof and also forcing them to deposit atleast 100 or 200 rupees in their accounts while opening of account otherwise they refuse directly. Please look into this matter if possible so that this great opportunity could be cashed by poor peoples.

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Jagamohan Rout 11 years 1 week ago

Its a noble step that you have taken for the poor people.i salute you sir.Sir i have few things to share with you for Defense sector if you have a permission.

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Dr Meenu Wats 11 years 1 week ago

In my view this noble venture can be rightly fulfilled if all the employers, be it a shopkeeper, house owner, trader, industrialist, free lancer make it compulsory for his or her employee to have a bank account for salary transection or any other money related procedures and also help them in getting the account in near by bank.

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abhay verma 11 years 1 week ago

It is next to impossible to open a current account in name of a new proprietary company without obtaining Gumasta license and service tax registration. Someone who wants to start a new proprietary company from his home need not pay service tax until his turnover reached Rs. 10 Lacs then why is is needed to open a current account.

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Jasbir Singh 11 years 1 week ago

Pradhan Mantri Jan Dhan Yojna is a good move to allow all citizens to participate in nation progress, to become the part of progress and get instant benefits of programmes & schemes launched by govt.This move will help people in rural to connect with banks and they will not be victim of scam like Sharda Chit Fund, Sahara and so many others. Illiteracy & lack of awareness is the main problem poor & rural face and they are easily being fooled by bureaucrats, officers & employees in govt offices.

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