There is a large number of persons working as Financial Intermediaries. However this segment is treated as an agent under the Income Tax Act and is not eligible for Presumptive Taxation. Mutual Fund, Insurance, Portfolio management services etc agents are all regulated by regulators and pass qualifying exams and refresher courses to maintain thier licenses. Keeping this in view kindly recognize the financial intermediaries segment as a professional and allow them to avail benefits of simpler compliance under Section 44ADA Infact the entire financial intermediary space should be recognised as a sub industry under BFSI as they are responsible for alot of the capital genration and investment of savings in the country Submitted for a favourable consideration please.

Respected Sir, Please provide a Common Facility centers for MSMEs in Mineral Rich areas for Semiconductor manufacturing under AthmaNirbar Scheme. Please provide 6G service to all Industrial estates with common Security system and all weather communication to achieve Industry 4.O

respected sir/ madam please open the attachment

Sir Non conventional development corporation in every district neefb to be activatr film

sir Women self help groups need to br encouraged and proper training to bevpartedbto them to start income generating activities Murali Manohar MSc CAIIB Retired chief manager SBI

Minimum assured 50% (of last pay) pension to NPS subscriber who serve to the nation for more than 20 years should be considered.

Sir Murali Manohar change maker Rural water supply schemes managed by SEvRWS are inactive They need to bevactivated

Respected Sir/ Madam Please open the attachment

Waste sorting plants should be established in local governments. District local governments should be helped to establish plants that recycle plastic waste. In the district plastic recycling plants, household items such as water buckets, tables, chairs, water drums, etc. should be made and sold to the general public through cooperative societies or fair price shops. It is said that plastic waste can even be used to build roads. If plastic waste is properly separated, it can be recycled in various ways Plastic waste is affecting the environment due to the lack of waste sorting facilities in local governmentsThe central and state governments should set up waste sorting plants in local bodies with financial contributions.Local bodies can also generate revenue by recycling or auctioning the separated wasteIndia can successfully run waste sorting plants, as Sweden does so well. Plastic waste can be recycled effectively.

The Eklavya Model Residential School scheme should be implemented in all states. Many state governments are running government schools and social justice hostels for all community students. The aim of Eklavya Model Residential School is for the welfare of tribals. It is difficult to implement that scheme in developed states. Tribals are less in number and they study more in government public schools. In states where the EMRS cannot be implemented, financial assistance should be provided directly to the tribal students going to schools in the state. "Eklavya Education Incentive" should be provided. In states where the EMRS scheme cannot be implemented, funds should be allocated based on the number of students. Some states are refusing to sign up to EMRS due to political reasons. The central government should not abandon the tribal students of the states for that. Cash benefits should be provided directly to the tribal students of the states