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Give suggestions on Report of the Committee on Digital Payments

Start Date :

Dec 28, 2016

Last Date :

Jan 12, 2017

00:00 AM IST (GMT +5.30 Hrs)

Submission Closed

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was ...

The Government of India issued guidelines for the promotion of payments through cards and digital means on 29th February, 2016. The guidelines can be seen (here). A Committee was also constituted under the Chairmanship of Shri Ratan P Watal, Principal Advisor, NITI Ayog and Former Finance Secretary with key industry stakeholders, RBI and concerned Government Departments to review medium term measures necessary to promote the digital payment system in the Country. The Committee’s report can be seen here.

The Department of Economic Affairs, Government of India invites public Comments / suggestions on the report. We invite you to read the report and provide your valuable feedback and suggestions by 11th January 2017. The final decision on the Report will be taken after considering the comments/suggestions received on the Report.

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SANTOSH M RAIKAR 8 years 11 months ago

Any payment made by cheque/Credit, Debit Card/Wallets less than Rs. 20,000/-, which is limit set by section 40 A (3) of Income Tax Act, 1961 be given additional 1%, of such payment, deduction from the profit.

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jitendra laxman ahire 8 years 11 months ago

cashless should made compulsory to whole chain from common purchaser to local vendor to trader to dealer to manufacture to supplier. Also make uniqueness in system because currently in market various apps are comes.

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Ulhas Marathe 8 years 11 months ago

Cash transaction is physical while any present digital system requires some mental activity. In card transaction merchant takes the amount while in cash transaction consumer gives the amount. The earlier pdf shows a card system which is exactly like cash transaction system and will be adopted fast then the current systems.

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prakash kongara 8 years 11 months ago

I know my suggestion bring lot of aggitation but it works. All transactions via credit/debit/wallet were not chargable at all and all transcation through money has additional surcharge of 1% will result in 99% cashless transactions.

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sujaya misra 8 years 11 months ago

On the railways instead of asking for cash the staff should be provided with hand held card readers. As it stands they take nothing but cash. At least the government should show the way.

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Sudhanshu Singhal 8 years 11 months ago

Indepent Cards: Bank and Aadharlinked digicards, thumb impression enabled for authentication, equipped with NFC technology to TRANSFER MONEY DIRECTLY/INDEPENDENTLY. A numeric keypad on card to punch amount. Call 9837045022

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sanyogita_7 8 years 11 months ago

For digitalization first of all learning is most important step towards cashless India. People are not aware specially senior citizens... Uneducated people ... Labour class ... Daily waged people. Cashless needs faster connectivity .. and more advertisement for #digitalization

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Narendra Muthyala 8 years 11 months ago

Namastey! Mr.Editor, Re-asserting my view on providing free internet access to public, to enable digital transactions. Need of the hour! In this currency crunch scenario! "Free Wi-Fi hotspots" to needy public. Yes! Governments should instruct all the ATM kiosks to provide free Wi-Fi. This will encourage people use digital transactions. All the ATM centres are having 24x7 power supply. To execute this suggestion you don't need extra floor space or expensive hardware.

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SATYABRATASANTANU RANJAN SAHOO 8 years 11 months ago

1)POS Machine in all shops(those have above 10-20k/mnth turnover) should be madaotory:All/Max shops should take digital money and that should be done by Govt. by passing a perfect and strict law. 2)For digital transactions all people should be aware of that and access to smart devices:Govt. should reduce tax on smart devices. 3)Govt. should emphasise on easy & secure online banking process like other counties,what still we dont have in 2016. 4)One wallet for All Banks for customers(Ex-Paytm..

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Dhanendra Kumar jain 8 years 11 months ago

GOI must start it's own payment gateway to reduce charges. Basic phone must be banned for manufacturing or import. No tax on Android phone below 5000. 100 mb data for 30 days @rs 5/- only, or free with recharge of rs 50. Insurance for loss due to fraud. These are some measures, if taken, will lead to increase in digital payment.

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