Share your views on Sanjeevani Swasthya Bima Yojana in Daman and Diu U.T.

Share your views on Sanjeevani Swasthya Bima Yojana in Daman and Diu U.T.
Last Date Apr 01,2017 00:00 AM IST (GMT +5.30 Hrs)
Submission Closed.

Introduction ...


"Sanjeevani Swasthya Bima Yojana" is a comprehensive Health Insurance Scheme launched by the Administration of Union Territory of Daman & Diu for the resident citizens of Daman and Diu.

The insurance coverage is provided by Public Sector General Insurance Company-United India Insurance Co.Ltd and claims services will be provided by MDIndia Healthcare Services(TPA)P.Ltd.


The basic objective of Sanjeevani Swasthya Bima Yojana Health Insurance Scheme is to to improve access of families with a lower income to quality health care services.The following beneficiaries are identified who are eligible for the scheme:

1. BPL (Below Poverty Line) families
2. Domicile families whose family income is below 1lakh/annum.
3. Other residential families (APL families etc)

What are the Benefits provided to the beneficiaries?

• Cashless access service is provided so that the beneficiaries do not have to pay any sum prior to and post availing of services. The same are covered under the Comprehensive Health Insurance Scheme (CHIS).
• The scheme provides coverage of hospitalizations and surgeries procedures,upto Two lakh rupees per year for each family. The total amount of reimbursement can be availed individually or collectively by the family members per year.
• Coverage of Health services and pre-existing diseases are provided on a day care basis.
• The hospital stay one day prior to hospitalization to 5 days from discharge date, along with food allowance shall be a part of the package rate.
• This policy is also extended with Death insurance , including accidental death and disability benefit of one lakh rupees per person .Disability insurance will be covered as follows:

1. Permanent total disability due to accident: One lakh rupees per individual.
2. Loss of one eye/limb in accident-Rs.50000/- per individual.

• Maternal care and newborn child will be covered. If the newborn is sixth Member in the scheme, then also he/she shall be covered upto the discharge of the mother from hospital.

What is the process of Enrollment of Beneficiaries?

All the beneficiary families are issued Smart Cards with Bio Metric images of all family members captured in presence of Government Authorities through enrollment stations at all major locations-Taluka and village wise, announced through local representative and media and beneficiary can remain present with required document to give their bio metric images and photo with all family members,Smart card will be issued by authorized agencies on the spot.

The beneficiary will have to avail only network hospitals services where this smart card should be produced and thumb impression done to validate identification. The hospital will fill all the details of treatment and package codes and the cost will be paid directly to the hospital as per the package charges.

UT Administration will pay the premium for the BPL (Below Poverty Line) families and the Domicile Families with below one lakh/annum income, whereas the other residential families will pay the premium amount to avail the services.

What is the validity period of the scheme?

This policy is issued for a period of 1 year and will be renewed under contract for 3 years.

The Department of Health, Daman and Diu U.T. is inviting comments in this regard so that significant ideas can be co-opted and access to the beneficiaries can be improved.

The last date for submissions of suggestions is 31st March, 2017.

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All Comments
Showing 75 Submission(s)
Ramakrishna Lakshmanan 3 years 7 months ago

Even financial assistance should be provided for facilitating
continuing of education of the children or other family members
and also for setting up any business that may be started by
other family members to earn some income and support themselves.
Massive drives must be conducted to create awareness among the
people, of availability of these health insurance and other
schemes that will benefit the poorer sections of society.

Ramakrishna Lakshmanan 3 years 7 months ago

It is a wonderful health insurance scheme launched by the
administration of the union territory of Daman and Diu. Though
i would suggest that permanent total disability due to accident must be increased to 2.5 lakhs per individual from the currently planned 1 lakh rupees per individual as the individual
may be the sole income earner of the family. Also government jobs should be made available for the other potential earner of
the family who is eligible for jobs.

NANDAN SHERLEKAR 3 years 9 months ago

We should be able to produce cheapest drugs for the world. We have talent,manpower, resources by doing this we will earn foreign exchange and will be helping mankind getting quality drugs at the cheapest. It's vested interest like insurance, costly treatment that is being paid by the world. Research of drugs costs money and time when distributed over large quantities the rates can come down. Developed countries are not interested. Let's help ourselves and rest of the world with cheap drugs.

AKASH BALI 3 years 10 months ago

1.If we connect Aadhar number with the smart cards more transparency can be brought and all type of discrepancies can be eliminated.

NAVNEET MISHRA_35 3 years 11 months ago

Dear Respected Prime Minister and Health Minister,
If common man of India gets good health insurance even with some nominal premium with the help of Indian government, that would be great help for the masses.
As most of public can not afford and bear costly and lengthy medical treatment in this country. The new health policy by government should be hassle free, convenient, cheap, affordable and lasting for every house hold.
Thus citizen will save great money, energy and health. Thank you.

Pooja Gaur 3 years 12 months ago

There must be no line system to wait at hospitals for the poor or under privileged people. Also, money should not be charged first. First and foremost service must be provided by hospitals then the form must be filled before leaving the hospitals. Insurance must cover basic and severe health casualities.